Category Archives: Personal Finance

How I Saved Up for a Ring In One Year – Video

A 2 minute video explaining my journey towards saving for a special kind of rock

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Money Tips from a Professional Student: On Expensive Eating

This is the second in a series of articles directed towards college students – both graduates and undergraduates. As a PhD student in my 5th year after being an undergraduate for 4 years, you can call me a professional student. Through various experiences, I have learned a few things that can save money and help ...

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Money Tips from a Professional Student: On Expensive Textbooks

This is the first in a series of articles directed towards college students – both graduates and undergraduates. As a PhD student in my 5th year after being an undergraduate for 4 years, you can call me a professional student. Through various experiences, I have learned a few things that might save money and ...

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The Emergency Fund: Your Financial Red Cross

What do you do when: your source of income suddenly stops? you’re suddenly ill and insurance can’t cover all the costs? you have to travel immediately due to a close relative’s passing away? your car breaks down and you realize you have to spend $700 or more on repairs? Sure you can use credit cards to cover some of ...

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Common Cents and My Dad

"A good man leaves an inheritance to his children’s children" - Proverbs 13:22 I have written about how my dad inspires me to be just like him and better. Some of the lessons that he taught me were hard to understand or grasp or even practice at a young age. Now that ...

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Free Online Money Tools

Aside from the free personal finance managers mentioned here, there are also some other online finance tools that I use that can be of value to you. Credit Karma A FICO score is what most people refer to ...

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How to use Microsoft Excel to manage finances

In a previous article, I mentioned how to use online sites to see and keep track of how your money is spent. Another way of managing finances and tracking expenses is done using Microsoft Excel. On the Microsoft Office site a search for “Personal Finance” in templates will yield a list ...

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What Did Chemical Engineering Teach Me About Money?

The first thing I learned about Chemical Engineering as an undergraduate was Mass Balances. In summary, all of chemical engineering is governed by: In + Generated = Out + Accumulated Pretty basic stuff, but this principle applies in general to any kind of scientific process out there: electricity, heat, motion, chemical reactions etc. If you ...

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Where is my money going?

Those who cannot remember the past are condemned to repeat it – George Santayana When I began this blog, one of the things I wanted to discuss was managing money i.e. budgets, investments, frugality etc. This will be one of my first articles towards that end with more to come in the future. When I first ...

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