Author Archives: Dami

Money Tips from a Professional Student: On Expensive Eating

This is the second in a series of articles directed towards college students – both graduates and undergraduates. As a PhD student in my 5th year after being an undergraduate for 4 years, you can call me a professional student. Through various experiences, I have learned a few things that can save money and help ...

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Money Tips from a Professional Student: On Expensive Textbooks

This is the first in a series of articles directed towards college students – both graduates and undergraduates. As a PhD student in my 5th year after being an undergraduate for 4 years, you can call me a professional student. Through various experiences, I have learned a few things that might save money and ...

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The Beginning of The End: 6 steps to making the most of the rest of 2009

After today we will be in the month of October. OCTOBER . . .  2009!?! I’m literally taking a moment to digest how nine whole months have flown by . . . . . OK! Moment Over. With about 90 days (92 days to be exact) left in 2009, I want to mention 6 steps using ...

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The Emergency Fund: Your Financial Red Cross

What do you do when: your source of income suddenly stops? you’re suddenly ill and insurance can’t cover all the costs? you have to travel immediately due to a close relative’s passing away? your car breaks down and you realize you have to spend $700 or more on repairs? Sure you can use credit cards to cover some of ...

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The Spending Pyramid: Personal Values and Financial Planning (Part II)

In yesterday’s article, we were able to explore the structure of a spending pyramid a la Robert Pagliarini. Based on Dan Pink’s lecture on motivation (which I embedded in another article), there are three human motivating factors. Autonomy – The urge to direct our ...

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The Spending Pyramid: Personal Values and Financial Planning (Part I)

Do you ever find yourself wondering where the time has gone at the end of the day? It starts out bright and you perform the required tasks for the day, but the rest of the time has flown by before you realize it? This is often also the case with money. In his book

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Get the Ball Rolling: How Physics taught me to get things done

What is the hardest part of embarking on any new project? Usually it’s fear of the unknown. However, when this fear has been overcome, the next hardest thing is actually starting the project. Some people stay in the planning stage forever. Strangely enough, the key is to just begin the project and slowly gain ...

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Joe Wilson, Kanye West and the 1st Habit of Highly Effective People

I know what you might be thinking. Why am I bringing this up when the dead horse of Outbursts Anonymous (Joe Wilson's "You Lie" and Kanye Wests "I'll let you finish but . . . ")  has been beaten to many times this week? Well, their snap reactions made me think ...

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Why Always Trumps How To

Yesterday I read this article at Seth Godin’s Blog. Seth Godin is the author of numerous business and management books. Never really knew much about the guy until I started hearing about his 6 month Alternative MBA program. Anyway, in his post he draws out the hierarchy of success: ...

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Common Cents and My Dad

"A good man leaves an inheritance to his children’s children" - Proverbs 13:22 I have written about how my dad inspires me to be just like him and better. Some of the lessons that he taught me were hard to understand or grasp or even practice at a young age. Now that ...

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